FHA loan limits for Puerto Rico – 2020

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Puerto Rico is $331,760 for a single-family home and $740,850 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you’re purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or “flipping” homes in Puerto Rico.

FHA loan limits for mortgages in PUERTO RICO counties:

78 match(es) found.   

County Name Single Duplex Tri-plex Four-plex
ADJUNTAS $331,760 $424,800 $513,450 $638,100
   PONCE, PR
AGUADA $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
AGUADILLA $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
AGUAS BUENAS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
AIBONITO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
ANASCO $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
ARECIBO $331,760 $424,800 $513,450 $638,100
   ARECIBO, PR
ARROYO $331,760 $424,800 $513,450 $638,100
   GUAYAMA, PR
BARCELONETA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
BARRANQUITAS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
BAYAMON $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CABO ROJO $331,760 $424,800 $513,450 $638,100
   SAN GERMAN, PR
CAGUAS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CAMUY $331,760 $424,800 $513,450 $638,100
   ARECIBO, PR
CANOVANAS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CAROLINA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CATANO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CAYEY $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CEIBA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CIALES $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CIDRA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
COAMO $331,760 $424,800 $513,450 $638,100
   COAMO, PR
COMERIO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
COROZAL $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
CULEBRA $331,760 $424,800 $513,450 $638,100
   NON-METRO
DORADO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
FAJARDO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
FLORIDA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
GUANICA $331,760 $424,800 $513,450 $638,100
   YAUCO, PR
GUAYAMA $331,760 $424,800 $513,450 $638,100
   GUAYAMA, PR
GUAYANILLA $331,760 $424,800 $513,450 $638,100
   YAUCO, PR
GUAYNABO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
GURABO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
HATILLO $331,760 $424,800 $513,450 $638,100
   ARECIBO, PR
HORMIGUEROS $331,760 $424,800 $513,450 $638,100
   MAYAGUEZ, PR
HUMACAO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
ISABELA $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
JAYUYA $331,760 $424,800 $513,450 $638,100
   JAYUYA, PR
JUANA DIAZ $331,760 $424,800 $513,450 $638,100
   PONCE, PR
JUNCOS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
LAJAS $331,760 $424,800 $513,450 $638,100
   SAN GERMAN, PR
LARES $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
LAS MARIAS $331,760 $424,800 $513,450 $638,100
   MAYAGUEZ, PR
LAS PIEDRAS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
LOIZA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
LUQUILLO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
MANATI $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
MARICAO $331,760 $424,800 $513,450 $638,100
   NON-METRO
MAUNABO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
MAYAGUEZ $331,760 $424,800 $513,450 $638,100
   MAYAGUEZ, PR
MOCA $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
MOROVIS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
NAGUABO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
NARANJITO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
OROCOVIS $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
PATILLAS $331,760 $424,800 $513,450 $638,100
   GUAYAMA, PR
PENUELAS $331,760 $424,800 $513,450 $638,100
   YAUCO, PR
PONCE $331,760 $424,800 $513,450 $638,100
   PONCE, PR
QUEBRADILLAS $331,760 $424,800 $513,450 $638,100
   ARECIBO, PR
RINCON $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
RIO GRANDE $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
SABANA GRANDE $331,760 $424,800 $513,450 $638,100
   SAN GERMAN, PR
SALINAS $331,760 $424,800 $513,450 $638,100
   COCO, PR
SAN GERMAN $331,760 $424,800 $513,450 $638,100
   SAN GERMAN, PR
SAN JUAN $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
SAN LORENZO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
SAN SEBASTIAN $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
SANTA ISABEL $331,760 $424,800 $513,450 $638,100
   SANTA ISABEL, PR
TOA ALTA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
TOA BAJA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
TRUJILLO ALTO $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
UTUADO $331,760 $424,800 $513,450 $638,100
   AGUADILLA-ISABELA, PR
VEGA ALTA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
VEGA BAJA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
VIEQUES $331,760 $424,800 $513,450 $638,100
   NON-METRO
VILLALBA $331,760 $424,800 $513,450 $638,100
   PONCE, PR
YABUCOA $385,250 $493,200 $596,150 $740,850
   SAN JUAN-BAYAMON-CAGUAS, PR
YAUCO $331,760 $424,800 $513,450 $638,100
   YAUCO, PR

DISCLAIMER: Information on this page is for information purposes, please contact a lcoal lender for updated infromation.

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